Idantiti Rail Routing

Funds and where to send them

Received today

Rail	Covers	Send now	From older funds	From today's receipts	Cost	Why

Rail	Balance	In transit	D0	D1	D2	Arrives

Client	Sent today	Wallet balance	Expected today	Next 2 days	Today by rail	Check

Routing by client and operator (today)

Client	Operator	Route by ticket size	Amount / day	Fees	Rail cost	Margin

GIMAC daily limit (M XAF)Set by UBA from reported funds. Changes week to week.

GPay daily capacity (M XAF)Practical volume GPay takes, now 30–50M.

Tickets GPay accepts (%)GPay takes rounded amounts only.

Extra adjustment on the forecast (%)The forecast already uses weekday and trend. Keep at 100% unless you know something it does not.

GIMAC cost per txn (XAF)

GPay cost per txn (XAF)

Mansar cost (% of amount)0.93% with VAT and markup.

MTN MoMo direct (% of amount)

Transfer fee to UBA GIMAC (XAF per transfer)Bank charge on each Afriland to UBA transfer.

Transfer fee to Mansar, GPay or MoMo (XAF)

Moving money within 24h of deposit (% of amount)Afriland charges this when funds leave less than 24h after they arrive.

Topping up GPay through BFI (% of amount)Cost of moving money to GPay's bank.

GIMAC: days before money arrivesAfriland to UBA takes about 1 day.

GPay: days before money arrivesThrough BFI, about 2 days.

Client	Pricing (28 days)	Avg ticket	Allowed rails

Day	GIMAC MTN	GIMAC Orange	GIMAC vs limit	GPay	Mansar	MoMo	Total

Rail	Operator	Paid	Failed	Success

Client	Paid out	Per day	Fees	Success

Client	Average day (28 days)	Trend (7 vs 28 days)	D0	D1	D2