Idantiti Rail Routing

Funds received and where to send them

Funds received today

Rail	Needed today	Balance now	Short	Send now	After

Client	Sent today	Wallet balance	Expected payouts today	By rail	Check

Routing by client and operator

Client	Operator	Route by ticket size	Amount / day	Fees	Rail cost	Margin

GIMAC daily limit (M XAF)Set by UBA from reported funds. Changes week to week.

GPay daily capacity (M XAF)Practical volume GPay takes, now 30–50M.

Tickets GPay accepts (%)GPay takes rounded amounts only.

Expected volume vs 28-day average (%)130% for a busy Friday or Saturday.

GIMAC cost per txn (XAF)

GPay cost per txn (XAF)

Mansar cost (% of amount)0.93% with VAT and markup.

MTN MoMo direct (% of amount)

Transfer fee to UBA GIMAC (XAF per transfer)Bank charge on each Afriland to UBA transfer.

Transfer fee to Mansar, GPay or MoMo (XAF)

Agios if sent before value date (% of amount)450M sent early cost about 2M in October.

Client	Pricing (28 days)	Avg ticket	Allowed rails

Day	GIMAC MTN	GIMAC Orange	GIMAC vs limit	GPay	Mansar	MoMo	Total

Rail	Operator	Paid	Failed	Success

Client	Paid out	Per day	Fees	Success